Independent Living in Murfreesboro, TN: Costs and Options

At Adams Place in Murfreesboro, TN, independent living can start with an entry fee. Adams Place says it resells the apartment and returns 90 percent of the fee, plus 40 percent of any rise in value. Harmony at Victory Station rents apartments instead, from $3,665 a month, and Del Webb Southern Harmony sells single-level homes for people 55 and older, from $479,990.

Independent living in Murfreesboro, TN. AI interpretation of Murfreesboro, TN, with approximate buildings and layout
Last Updated: October 2026
8-minute read| Author: Seth Burney
Published: October 2026
8-minute read | Author: Seth Burney | Date Published: October 2026 | Last Updated: October 2026

Key Takeaways

A market stand, for independent living prices in Murfreesboro, TN
Harmony at Victory Station posts independent living rent from $3,665 a month.
Armchairs around a table, for independent living in Murfreesboro, TN
Adams Place says 90 percent of the entry fee comes back to the resident or their estate when the apartment resells.
A city bus, for getting around Murfreesboro, TN, part of our independent living guide
Riders 65 and older pay 50 cents on Murfreesboro Transit's city buses.
A wooded trail, for the greenway in Murfreesboro, TN, part of our independent living guide
The City's Stones River Trail runs 10.5 miles along the West Fork of the Stones River.

Rent, Entry Fees and Home Prices in Murfreesboro, TN

Three ways to pay for independent living in Murfreesboro, TN: monthly rent from $3,665 at Harmony at Victory Station, an entry fee or rental at Adams Place, or buying a 55+ home from $479,990 at Del Webb Southern Harmony

Whichever way you pay here, an entry fee, rent or a home purchase, the money is your own. Medicare.gov says Medicare doesn't pay for long-term care, and TennCare's CHOICES program is for care, with members paying their own room and board. One community posts a monthly rent, one offers an entry fee or a rental, and one sells homes.

Adams Place's rental program has no purchase contract and no set end date.

Stones River Manor lists two laundry add-ons for independent living. It's $12.50 a month to use the laundry room yourself, or $20 a month for pickup service. Its list of what's included has a health check by a Stones River Manor nurse once a month.

What Each Community Lists

As published by each community, checked Oct. 20, 2026.

  • Adams Place Independent Living. How you pay: An entry fee or a rental. One meal a day, weekly housekeeping, utilities except phone, property taxes, building insurance, covered parking and scheduled rides.
  • Del Webb Southern Harmony. How you pay: Buy a home, plus association fees. Published price: Homes from $479,990. Amenities: a residents' clubhouse, pools, pickleball and bocce courts and 20 miles of sidewalks and trails.
  • Harmony at Victory Station. How you pay: Monthly rent. Published price: From $3,665 a month. Price depends on the apartment style, floor plan and location within the community.
  • Stones River Manor Senior Living. How you pay: Not stated. One meal a day, electric and water, cable TV, phone, weekly housekeeping and a monthly nurse health check.
  • The Villages of Murfreesboro. How you pay: Not stated. Full kitchens and a stackable washer and dryer; garages to rent.

Four Apartment Campuses and a 55+ Neighborhood in Murfreesboro, TN

Four communities in Murfreesboro, TN, offer independent living apartments on campuses that also offer more care. Three of the four also run assisted living and memory care.

Independent Living in Murfreesboro, TN

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Independent Living in Murfreesboro, TN

  • Adams Place Independent Living, 1927 Memorial Boulevard campus. 89 apartments of 700 to 1,500 square feet, for singles and couples 55 and older. On the same campus: Assisted living, memory care and a 90-bed nursing home.
  • Harmony at Victory Station, 211 Fortress Boulevard. One- and two-bedroom apartments of 682 to 1,439 square feet. On the same campus: Assisted living and memory care, plus physical, occupational and speech therapy on site.
  • Stones River Manor Senior Living, 205 Haynes Drive. One- and two-bedroom apartments in three apartment communities, the Courtyard, Castlewood and the Annex, furnished by residents. On the same campus: Assisted living, memory care and an adult day program; it also holds a nursing home license. A not-for-profit community serving seniors with Christian values since 1977.
  • The Villages of Murfreesboro, 2550 Willow Oak Trail. One- and two-bedroom apartments, many with sunrooms or porches. On the same campus: A licensed memory care neighborhood, in a community whose site has a Faith & Family section.

Del Webb Southern Harmony works another way. It's a 55-and-older community of single-level homes for sale, and its site talks about homes and shared amenities, not meals, housekeeping or care. Its amenity list includes a 21,516-square-foot residents' clubhouse, a full-time lifestyle director, an indoor lap pool, an open-air amphitheater and an arboretum.

  • Del Webb Southern Harmony, 225 Legato Boulevard. Single-family homes of 1,345 to 2,712 square feet, from $479,990 (as published, checked Oct. 20, 2026), with association fees. Age rule: At least one resident must be 55 or older, and no one under 19 lives there full time (18 in some Del Webb communities).

What the 80 Percent Rule Means for a Murfreesboro, TN, Move

Armchairs around a table, for choosing independent living in Murfreesboro, TN

The federal 55+ rule. One part of the federal fair housing test (24 CFR 100.305) is about who lives there. To qualify as housing for older people, at least 80 percent of occupied homes need at least one resident 55 or older. Del Webb Southern Harmony's own rule notes that some residents may be younger than 55.

Not on the state's bed report. Tennessee's October 2026 bed report counts the licensed assisted care and memory care beds at Adams Place, Harmony at Victory Station, Stones River Manor and The Villages of Murfreesboro. You won't find their independent living apartments in it.

Rent help on North Walnut Street. Next door to the St. Clair Senior Center, Westbrook Towers has 230 Section 8 apartments for older adults. It's the one such building HUD lists in Murfreesboro, TN. HUD's list also shows a Section 202 building for older adults in La Vergne, AHEPA 343 Apartments. Ask each building how it takes applications.

A continuing care campus. Adams Place calls itself a continuing care retirement community, where Residential Living residents have a place in assisted living or its health center as their needs change. If you'd rather get help at home, our guide to assisted living in Murfreesboro, TN lists the city's home care agencies.

Getting Around Murfreesboro, TN, Without Driving

Bus and ride choices in Murfreesboro, TN: a 50-cent city bus fare at 65 and older, Mid-Cumberland's $2 mini-bus as the City lists it, and WeGo's Route 84 express to Nashville, part of our independent living guide

Three bus services run in Murfreesboro, TN: the City's routes, Mid-Cumberland's mini-buses and WeGo's express to Nashville.

  • Murfreesboro Transit. The City runs eight bus routes from its Transit Center at 324 New Salem Highway. Buses run weekdays from 6 a.m. to 6 p.m., and some routes have limited Saturday service. Riders 65 and older pay 50 cents. Buses reach the Avenues, Stones River Mall, the medical offices along the Gateway, grocery stores and the Veterans Affairs (VA) hospital. Every bus has a wheelchair lift. The City says not every stop is accessible.
  • Rides for people with disabilities. The Mid-Cumberland Human Resource Agency runs the City's paratransit service under the Americans with Disabilities Act. New applicants have to live within three-quarters of a mile of a bus route.
  • Mid-Cumberland's mini-buses. The City's page lists Mid-Cumberland mini-bus rides at $2 each way, weekdays from 6 a.m. to 6 p.m., booked the day before. Mid-Cumberland's own pages say its service across Rutherford County is open to the public, with medical trips first. It started out as a transit system for people 60 and older.
  • An express bus to Nashville. Since July 5, 2026, WeGo Public Transit's Route 84 has stopped at the Murfreesboro Transit Center, so riders can switch between city buses and the express. It also stops at Middle Tennessee State University (MTSU).
  • Volunteer drivers. Tennessee's MyRide TN list doesn't show a program in Rutherford County. Nearby programs serve Bedford and Maury counties.

Classes, Trails and Company in Murfreesboro, TN

  • St. Clair Senior Center. Since 1980, the City's center at 325 St. Clair Street has been a place for people 60 and older, and the spouses of seniors, to meet up. Joining costs nothing. It's open weekdays from 6 a.m. to 7 p.m., with shorter hours on weekends. Its recent guide says cards, billiards and Rook are played daily, and it listed free fitness classes such as Zumba Gold, Chair Yoga and Go4Life, a class for people who haven't exercised in a while. An MTSU professor led a virtual reality exercise class, and a retired nurse gave free blood pressure checks. Day trips leave from the center, too, and Mid-Cumberland's senior dining program serves hot meals there on weekdays.
  • The greenway. The City's Stones River Trail follows the West Fork of the Stones River for 10.5 miles, with 11 trailheads. The Lytle Creek Trail runs 1.1 miles from Cannonsburgh Village to Old Fort Park, within a block of downtown. Trailheads open at daylight and close half an hour before sunset. In NOAA's 1991 to 2020 normals for its station just north of town, October's average high is about 73 degrees.
  • The battlefield. Stones River National Battlefield has nearly seven miles of trails. The half-mile Cotton Field trail is paved, and the City's 0.9-mile Fortress Rosecrans loop passes what's left of a Civil War earthen fort.
  • College classes. At MTSU, Tennessee residents 60 and older can audit classes, sitting in without a grade, with no tuition. At 65, they can take classes for credit for a service fee of no more than $70, plus books and course fees. Both depend on space in the class.
  • Indoor exercise. The City's Patterson Park Community Center has an indoor walking track and an indoor pool with lap lanes. People 60 and older can get day passes.
  • Books and history. Linebaugh Public Library is on West Vine Street. A county bookmobile makes stops around Rutherford County. Cannonsburgh Village shows about 100 years of early Tennessee life, from a gristmill to a general store. Self-guided tours are free.

Frequently Asked Questions

Adams Place doesn't post its prices for independent living. It offers two ways to pay. With the entry fee, Adams Place says the resident or their estate gets back 90 percent of it when the apartment resells, plus 40 percent of any rise in value. The other way is a rental with no purchase contract. Its 89 apartments range from 700 to 1,500 square feet.

Harmony at Victory Station is the one community in Murfreesboro, TN, that posts a monthly rent, from $3,665 for an independent living apartment (as published, checked Oct. 20, 2026). Adams Place offers an entry fee or a rental. Stones River Manor adds $12.50 a month for self-serve laundry or $20 for pickup. CareScout's 2025 survey doesn't report an independent living median.

On Legato Boulevard, Del Webb Southern Harmony sells single-level homes in a 55-and-older community, from $479,990 (as published, checked Oct. 20, 2026). Adams Place's apartments are for singles and couples 55 and older. Three more communities offer independent living apartments with more care on the same campus: Harmony at Victory Station, Stones River Manor and The Villages of Murfreesboro.

At Del Webb Southern Harmony in Murfreesboro, TN, the builder's rule is that at least one resident is 55 or older and no one under 19 lives there full time. The federal fair housing rule behind it needs 80 percent of occupied homes to have someone 55 or older. That leaves room for up to 20 percent that don't.

Yes. HUD lists Westbrook Towers, a 230-unit Section 8 building for older adults on North Walnut Street in Murfreesboro, TN. It sits next door to the St. Clair Senior Center, where people 60 and older can join at no cost.

Yes. WeGo's Route 84 express bus runs between Murfreesboro, TN, and Nashville. Since July 5, 2026, it has stopped at the Murfreesboro Transit Center. From there, riders can change to the City's eight local routes, where people 65 and older ride for 50 cents. Times are on WeGo's schedule.

Sources

Checked Oct. 20, 2026.

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