Independent Living in Denver, CO: Costs and Options

Independent living in Denver, CO, reaches from apartments in a restored train depot beside Union Station to 58 patio homes on Eastern Star's 19-acre campus in the southeast. At Clermont Park in University Hills, you can rent or sign a life plan contract. Communities with services keep meals, housekeeping or outings close at hand, with rents from $2,200 a month at Quincy Place. A few 55+ apartment buildings rent for less, but they come with no services at all.

Senior Living & Care in Denver, CO. AI interpretation of Denver, CO, with approximate buildings and layout
Last Updated: November 2026
9-minute read| Author: Seth Burney
Published: November 2026
9-minute read | Author: Seth Burney | Date Published: November 2026 | Last Updated: November 2026

Key Takeaways

A market stand, for independent living rents in Denver, CO
Eleven independent living communities with services and Denver, CO, addresses post a starting rent, from $2,200 to $7,962 a month. The middle rent is $3,350, as published and checked Nov. 9, 2026.
Armchairs around a table, for 55+ apartments in Denver, CO
Three 55+ apartment communities with Denver, CO, addresses post rents from $1,724.50 to $2,449.06 a month. Care and meals aren't included.
A walking trail, for free recreation for older adults in Denver, CO
If you live in Denver, CO, and you're 60 or older, MY Denver PRIME gets you into every city recreation center and pool for free.
A city bus, for senior fares on RTD in Denver, CO
The Regional Transportation District (RTD) takes 50% off regular bus and train fares for riders 65 and older. A day pass is $2.70.

Starting Rents, Life Plan Fees and 55+ Leases in Denver, CO

A market stand, for independent living rents in Denver, CO

Each price below is the lowest rent the community shows, usually for its smallest apartment.

As published by each community, checked Nov. 9, 2026.

Clermont Park's rental apartments work differently. You pick the services you want and pay for each one, and a second person adds $280 a month.

The life plan option. Clermont Park also sells life plan contracts. You pay an entrance fee up front, then a monthly fee after that. On a plan where the refund shrinks over time, a one-bedroom starts at a $140,210 entrance fee and $4,550 a month. A plan that refunds 50% of the entrance fee starts at $330,495 up front and $3,635 a month.

55+ apartments cost less, with less included. Three 55+ rental communities with Denver, CO, addresses post rents from $1,724.50 to $2,449.06 a month. That's the total monthly price on a 14- or 15-month lease, and it doesn't include care or meals.

Independent Living Across the Denver Area

A lake, for independent living across the Denver area

Aurora, CO, has more 55+ and income-based apartment buildings, five, than communities with services, four, and none of its communities with services posts a rent.

  • Denver, CO: 18 communities with services and 9 55+ or income-based apartment buildings; 11 starting rents, from $2,200 to $7,962.
  • Centennial, CO: 4 communities with services and 3 55+ or income-based apartment buildings; 3 starting rents, from $3,875 to $5,995.
  • Aurora, CO: 4 communities with services and 5 55+ or income-based apartment buildings; none posted.
  • Golden, CO: 2 communities with services and 1 55+ or income-based apartment buildings; none posted.

Each city is the one in the community's mailing address. Rents are the lowest each community shows on its own site, as of Nov. 9, 2026.

Where to Find Independent Living in Denver, CO

Profile card, with the community's own photo, for Clermont Park Senior Living independent living in University Hills: rental or life plan, a health clinic on campus, more care on site, from $2,690 a month for a rental one-bedroom with a $2,200 one-time fee
Get Pricing from Clermont Park
Get Pricing from The Pines of Dayton Place

Clermont Park Senior Living

Clermont Park Senior Living gives you two ways to live on your own in University Hills. You can rent an apartment, starting at $2,690 a month, or sign a life plan contract with an entrance fee. If your needs change, assisted living, memory care, skilled nursing and a health clinic are on the same campus. Clermont Park, a faith-based nonprofit run by Christian Living Communities, has served older adults since 1972.

The Pines of Dayton Place

At The Pines of Dayton Place, independent living is called Emerge, and rents start at $2,700 a month. You'd have a fitness center, a beauty salon and barbershop, and an indoor pool in the cottages clubhouse. Sinceri Senior Living runs the campus, at a Denver, CO, address on South Dayton Street, with a therapy gym, assisted living and memory care beside independent living. The calendar has technology classes, gardening, cultural outings and community events.

Compare Independent Living in Denver, CO

Independent Living in Denver, CO

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Independent Living and 55+ Apartments in Denver, CO

  • Brookdale Parkplace, 111 Emerson St., 80218, Speer. Pet-friendly apartments, with assisted living and memory care in the building. Starting rent: $3,925 a month.
  • Balfour Riverfront Park, 1500 Little Raven St., 80202, Union Station. Apartments in a restored historic train depot, between Union Station and Commons and Confluence parks. Starting rent: $7,962 a month.
  • The Argyle, 4115 W. 38th Ave., 80212, Berkeley. Independent living, with assisted living on site.
  • The Gardens at St. Elizabeth, 2835 W. 32nd Ave., 80211, Highland. Independent living close to downtown, with spiritual, social and cultural programs.
  • Acoya Cherry Creek, 301 S. Harrison St., 80209, Belcaro. Independent living in apartments that are all licensed for assisted living.
  • Hilltop Reserve Senior Living, 525 S. Holly St., 80246, Washington Virginia Vale. Independent living beside assisted living and memory care. Starting rent: $3,995.
  • Springbrooke Senior Living, 6800 Leetsdale Drive, 80224, Washington Virginia Vale. Independent living, run by 12 Oaks Senior Living.
  • Brookdale University Park, 2020 S. Monroe St., 80210, University Park. Pet-friendly apartments, a putting green and an art studio. Starting rent: $3,350 a month.
  • MorningStar at Observatory Park, 2100 S. Josephine St., 80210, University Park. Independent living, with assisted living and memory care on site.
  • Brookdale Tamarac Square, 8030 E. Girard Ave., 80231, Hampden. Devoted to independent living, with private balconies. Starting rent: $3,040 a month.
  • Harvard Square by Cogir, 10200 E. Harvard Ave., 80231, Hampden. Independent living apartments, with assisted living and memory care on site. Starting rent: $2,495.
  • Quincy Place, 7200 E. Quincy Ave., 80237, Hampden South. Devoted to independent living, in apartments and cottages. Starting rent: $2,200 a month.
  • Carillon at Belleview Station, 4855 S. Niagara St., 80237, Southmoor Park. Apartments in a six-story building with assisted living and memory care. Starting rent: $5,045.
  • Eastern Star Retirement Campus, 2445 S. Quebec St., 80231, Goldsmith. 58 patio homes on a 19-acre campus; no affiliation required.
  • The Ivy Mountain View, 8101 E. Mississippi Ave., 80247, Windsor. Independent living, with assisted living and memory care on site.
  • Modena Cherry Creek, 2440 S. Wabash St., 80231, Four Square Mile, Arapahoe County. Studios to two-bedroom apartments. Starting rent: $6,200.
  • Everleigh Central Park, 2980 Syracuse St., 80238, Central Park. 55+ active adult apartments. Starting rent: $2,449.06 a month.
  • Overture 9th + Co, 4205 E. 10th Ave., 80220, Hale. 55+ apartments. Starting rent: $1,724.50 a month.
  • Overture Central Park, 8133 E. 29th Place, 80238, Central Park. 55+ apartments. Starting rent: $2,018.06 a month.
  • Windsor Gardens Association, 595 S. Clinton St., 80247, Windsor. A 55+ condominium community of almost 3,500 residents, with a homeowners association.
  • Congress Park, 1401 Josephine St., 80206, Congress Park. 32 affordable senior apartments; rent based on 30% of income.
  • Denver Gardens, 6801 E. Mississippi Ave., 80224, Washington Virginia Vale. Section 8 one-bedroom apartments for people 62 and older and people with disabilities; income limits apply.
  • Guadalupe Senior Apartments, 1799 W. 32nd Ave., 80211, Highland. 36 affordable apartments for people 62 and older.
  • Residence at Franklin Park, 1535 Franklin St., 80218, City Park West. Studios and one-bedrooms for people 62 and older and people with disabilities; income limits apply.
  • William Tell, 1599 N. Williams St., 80218, City Park West. 81 income-based apartments for people 62 and older and people with disabilities.

Independent Living or a 55+ Apartment?

The difference is what comes with the rent. At Brookdale University Park, dining and housekeeping come with the apartment. At Overture 9th + Co, $1,724.50 is the total monthly price on a 14-month lease, with no care or meals.

Overture 9th + Co, Overture Central Park, Everleigh Central Park and the Windsor Gardens condominiums all describe themselves as 55+ communities. Under federal fair housing rules, 55+ housing needs at least one resident 55 or older in at least 80% of its occupied units. It also has to check ages at least every two years. Income-based buildings like William Tell and Congress Park work differently, setting rent at 30% of your income.

MY Denver PRIME, RTD Senior Fares and Other Ways to Stay Active

  • RTD senior fares. On the Regional Transportation District (RTD), riders 65 and older pay half price on all regular bus and train service. A day pass is $2.70 and a monthly pass is $27. A state ID or license with your birth date is all it takes, and you don't need a special card.
  • Access-a-Ride. RTD's shared ride service is for people who can't use regular buses or trains because of a disability. You book a ride one to seven days ahead. Rides go within three-quarters of a mile of a regular route and cost $4.50 one way.
  • SeniorShopper. On weekdays, RTD picks up groups of 10 or more at senior housing and community centers for shopping trips. The round trip is $2.70 for riders 65 and older.
  • MY Denver PRIME. If you live in Denver, CO, and you're 60 or older, you get free entry to all the city's recreation centers and pools. That includes drop-in fitness classes and clubs. It also covers the Buffalo Bill Museum and Grave in Lookout Mountain Park. If you're already eligible for another discount program, you don't qualify.
  • Library home delivery. The Denver Public Library brings books to your door if you live in Denver, CO, and can't get to a branch.
  • Active Older Adults programs. Denver Parks and Recreation runs outings, luncheons, clubs and arts classes for adults 50 and older. The city has 30 recreation centers.

Rent, Savings and Subsidized Apartments in Denver, CO

Kavod Senior Life, in Cherry Creek, has 358 subsidized studio and one-bedroom apartments for people 62 and older, and several of the income-based buildings above set rent by income. Otherwise, you pay for independent living from your own income and savings, and the sale of a home often helps. Health First Colorado, the state's Medicaid program, pays for care in certified assisted living residences, not independent living rent.

Frequently Asked Questions

In Denver, CO, 11 communities with services posted starting rents from $2,200 to $7,962 a month on Nov. 9, 2026, with a middle rent of $3,350. Three in Centennial, CO, posted $3,875 to $5,995. Those posted rents are the guide, because CareScout's 2025 survey, which covers assisted living, leaves independent living out.

Under federal fair housing rules, at least 80% of a 55+ community's occupied units must have a resident 55 or older, which leaves up to 20% without one. The community checks ages at least every two years. In Denver, CO, Overture 9th + Co, Overture Central Park, Everleigh Central Park and the Windsor Gardens condominiums all call themselves 55+ communities.

Communities with services sit in most parts of Denver, CO. Balfour Riverfront Park is at Union Station, The Argyle is in Berkeley and Brookdale University Park is in University Park. Quincy Place, Carillon at Belleview Station and Eastern Star Retirement Campus are in the southeast. The 55+ apartments are in Central Park and Hale, and income-based buildings sit in City Park West, Congress Park, Highland and Washington Virginia Vale.

Six of Denver, CO's communities with services sit in the southeast neighborhoods of Hampden, Hampden South, Southmoor Park, Goldsmith and Windsor. Downtown and central Denver, CO, are close to parks and several hospitals. The right part of town is the one near the people and places you want close.

At Clermont Park, it buys a place on a campus with more care available later, paired with a monthly fee. A plan that refunds 50% of the entrance fee starts at $330,495 up front and $3,635 a month for a one-bedroom. On a plan where the refund shrinks over time, it starts at $140,210 and $4,550 a month.

Yes. If you're 60 or older and live in Denver, CO, MY Denver PRIME gets you into all city recreation centers and pools for free, drop-in fitness classes included. RTD also takes 50% off regular bus and train fares for riders 65 and older.

Sources

Checked Nov. 9, 2026.

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