A Mid-Atlantic Property Management Company Since 1988
Habitat America, LLC is a property management company headquartered in Annapolis, Maryland, providing active adult living, independent living, and low-income/affordable housing across Maryland, Pennsylvania, and Virginia. Senior housing is one of three business lines Habitat America manages, alongside general market-rate (“Everyday Living”) apartments and broader affordable housing, across a combined portfolio of more than 10,000 units and over 100 communities spanning Delaware, Maryland, Pennsylvania, Virginia, and Washington, D.C.
Important note: Habitat America is a property management company rather than a senior care provider. Its senior communities are independent, age-restricted (55+/62+) apartment communities and do not include on-site assisted living, memory care, or skilled nursing.
Visit the official Habitat America website to learn more about the company's communities.
Company at a Glance
● Headquarters: Annapolis, Maryland
● Founded: 1988
● Current leadership: Catherine (Cathy) J. Murphy, President and Co-Founder
● Approximate portfolio size: 32 senior communities, per the existing Senior Care Finder listing; this is part of Habitat America's much larger overall managed portfolio of more than 10,000 units across over 100 communities, which also includes general market-rate and broader affordable housing
● States served (senior communities): Maryland, Pennsylvania, and Virginia; the company's overall portfolio also includes Delaware and Washington, D.C.
● Care and lifestyle options: Active adult living, independent living, and low-income/affordable housing (no on-site assisted living, memory care, or skilled nursing)
● Official website: habitatamerica.com
Senior Living and Housing Options
Habitat America's senior communities are age-restricted (55+ or 62+) apartment communities rather than licensed care communities. Depending on the community, options may include:
● Active adult apartment living
● Independent living apartments
● Income-qualified, affordable rent structures at some communities
Habitat America's senior communities do not provide on-site assisted living, memory care, or skilled nursing; residents live independently. Families needing a higher level of care should search Senior Care Finder's assisted living or memory care listings instead. Families interested in this independent living model can review active adult living and independent living options near them on Senior Care Finder.
What Makes Habitat America Different?
Senior Housing Is One of Three Business Lines
Habitat America manages three distinct types of communities: general market-rate (“Everyday Living”) apartments, broader affordable housing, and age-restricted senior communities for adults 55 and older. This means Habitat America's overall scale and experience extend well beyond senior housing specifically.
Nearly Four Decades in Mid-Atlantic Property Management
Founded in 1988, Habitat America has grown to manage more than 10,000 units across over 100 communities in the Mid-Atlantic region, giving it substantial regional scale and experience in both affordable and market-rate housing operations.
Independent Industry Recognition
Habitat America has received recognition from several independent multifamily housing industry organizations, including a 2025 Hermes Creative Awards Honorable Mention, inclusion on Multi-Housing News' Top 50 list, and NAHMA's Affordable 100 recognition, reflecting standing within the broader property management industry rather than senior-care-specific accolades.
Habitat Cares: An Environmental Responsibility Initiative
Habitat America's Habitat Cares initiative promotes energy conservation, recycling, and sustainable living practices across its managed communities.
Signature Programs and Services
Habitat Cares is Habitat America's company-wide environmental responsibility initiative, focused on energy conservation, recycling, and sustainability across its managed communities. Learn more on the official Habitat Cares page. Specific sustainability practices may vary by community; families should ask a specific location for details.
Life at a Habitat America Community
Because Habitat America's senior communities are independent apartment communities, day-to-day life centers on independent living rather than supportive care. Depending on the community, residents may find:
● One-bedroom and studio apartment homes
● On-site property management staff (not care staff)
● Community common areas and organized social activities
● Income-qualification requirements at some communities, tied to affordable housing financing
Families should confirm current income requirements, rent structures, and amenities directly with the specific community, since these can vary by property and financing structure.
What Residents and Families Say
Senior Care Finder's featured community, Willow Manor at Cabin Branch, shows a rating of 4.90 out of 5. Given that only one of Habitat America's 32 senior communities was featured with a rating on Senior Care Finder's existing page, families should look up ratings for the specific community they are considering rather than assuming this reflects the broader portfolio. Separately, in May 2025, Habitat America reached a settlement with the Maryland Attorney General's office over allegations that a Frederick, Maryland apartment community it manages charged higher rents to tenants using housing vouchers, a practice found to violate state fair housing law; the settlement did not include an admission of wrongdoing. Families relying on housing vouchers or considering Habitat America's affordable housing options may wish to be aware of this resolved matter and can ask a specific community directly about its current rental practices.
Leadership
Catherine (Cathy) J. Murphy is President and Co-Founder of Habitat America, with more than 35 years of experience in property management. She oversees the company's full portfolio, working with third-party property owners on financial and operational goals, and has been closely involved in the company's growth since its founding.
Visit the official Habitat America leadership page for the complete and most current management team.
Recent News, Growth, and Recognition
Habitat America Reaches Fair Housing Settlement
In May 2025, the Maryland Attorney General's Civil Rights Division and the Maryland Commission on Civil Rights announced a settlement with Habitat America, LLC and The Commons of Avalon TH, LLLP, resolving an investigation into source-of-income discrimination at a Frederick, Maryland apartment community. The investigation found that tenants using housing vouchers were charged higher rent increases than other tenants. Habitat America agreed to reimburse affected households, pay up to $2,500 per household in additional damages, pay $105,000 in civil penalties, and update its policies and staff training, without admitting wrongdoing.
Read independent coverage from Maryland Matters or the official announcement from the Maryland Attorney General's office.
Habitat America Recognized in 2025 Hermes Creative Awards
Habitat America received a 2025 Hermes Creative Awards Honorable Mention, an independent recognition program for marketing and communications professionals, along with other multifamily industry recognitions including inclusion on Multi-Housing News' Top 50 list and NAHMA's Affordable 100.
Frequently Asked Questions
What is Habitat America? Habitat America, LLC is a Mid-Atlantic property management company headquartered in Annapolis, Maryland, managing active adult, independent living, and affordable senior apartment communities, along with general market-rate and broader affordable housing.
Where is Habitat America headquartered? Habitat America is headquartered in Annapolis, Maryland.
Who leads Habitat America? Habitat America is led by President and Co-Founder Catherine (Cathy) J. Murphy.
Does Habitat America provide assisted living or memory care? No. Habitat America's senior communities are independent, age-restricted apartment communities. They do not provide on-site assisted living, memory care, or skilled nursing.
How many senior communities does Habitat America operate? Senior Care Finder's listing shows 32 senior communities across Maryland, Pennsylvania, and Virginia. This is part of Habitat America's larger overall portfolio of more than 10,000 units across over 100 communities of all types.
When was Habitat America founded? Habitat America was founded in 1988.
Are Habitat America's senior communities affordable housing? Some Habitat America senior communities have income-qualification requirements tied to affordable housing financing. Families should confirm current eligibility requirements directly with the specific community.
Has Habitat America had any legal or regulatory issues? In May 2025, Habitat America reached a settlement with the Maryland Attorney General's office over allegations that a Frederick, Maryland community it manages charged higher rents to housing voucher holders, without admitting wrongdoing. The company agreed to reimburse affected households and update its policies.
What do reviews say about Habitat America's communities? Senior Care Finder's featured community, Willow Manor at Cabin Branch, shows a rating of 4.90 out of 5. Families should review ratings for the specific community they are considering, since only one community was featured with a rating during this research session.
How can someone find a Habitat America community or schedule a tour? Families can search Habitat America's senior communities on Senior Care Finder or contact a specific property directly through its Senior Care Finder listing to ask about availability and schedule a tour.
Explore Habitat America Communities
Choosing an affordable senior living community is a personal decision shaped by budget, location, and income eligibility. View Habitat America communities on Senior Care Finder to compare individual locations and reviews.
Because income requirements, rent structures, and amenities vary by community, families are encouraged to compare several options, confirm current eligibility and rental practices directly, and visit in person before making a final decision.
Habitat America is a paid Senior Care Finder partner. Partner status does not replace the need for families to independently evaluate individual communities, services, pricing, licensing information, and recent reviews.
Company information, leadership details, programs, recognition, and news were reviewed using publicly available sources. Information last reviewed July 2026.
